This is corporate website setup by Traders@Work PTE. LTD., a company registered in Singapore.
We may use “cookies”, where a small data file is sent to your browser to store and track information about you when you enter our websites. The cookie is used to track information such as the number of users and their frequency of use, profiles of users and their preferred sites. While this cookie can tell us when you enter our sites and which pages you visit, it cannot read data off your hard disk.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
If you provide us with personally identifiable data:
(a) We may share necessary data with other Government agencies, so as to serve you in the most efficient and effective way unless such sharing is prohibited by law.
(b) We will NOT share your personal data with other commercial entities, except where such entities have been authorised to carry out specific services.
(c) For your convenience, we may also display to you data you had previously supplied us. This will speed up the transaction and save you the trouble of repeating previous submissions. Should the data be out-of-date, please supply us the latest data.
To safeguard your personal data, all electronic storage and transmission of personal data is secured with appropriate security technologies.
This site may contain links to other sites whose data protection and privacy practices may differ from ours. We are not responsible for the content and privacy practices of these other websites and encourage you to consult the privacy notices of those sites.
Please send an email firstname.lastname@example.org if you:
(a) have any enquiries or feedback on our data protection policies and procedures; or
(b) need more information on or access to the data which you have provided to us in the past.
At TRADERS@WORK PTE. LTD. (“T@W”), we respect your personal data and we strive to ensure that your personal data is protected. The security of your personal data is important to us and we shall maintain appropriate physical, technical and organisational measures needed to ensure the security and confidentiality of your personal data. This Privacy Notice outlines how T@W collects, uses, maintains and discloses your personal data in respect of our services and how T@W safeguard the personal data.
1. Collection of Personal Data
2. Usage of Personal Data
During the course of our service, we may utilise, process and/or disclose your Personal Data for the following purposes in and/or outside Singapore (“Permitted Purpose”):-
to assess and process your applications for our products and/or services;
to communicate with you including responding to your enquiries and/or complaints and resolving disputes;
to manage and maintain your accounts/facilities with us;
vi. to utilise the same for strategic alliances, cross selling, marketing, and promotions;
to maintain your credit history for present and future references;
to detect crime or fraud, and to utilise and disclose the same for investigation, prevention, prosecution and compliance with sanctions, including know your customer (KYC) and regular politically exposed persons (PEP) screening purposes;
ix. to respond to the requirements of a civil or criminal legal process and/or for regulatory compliance purpose and/or as required by law or regulation (including the European Union member states);
to collect any debt due or owing and to enforce your obligations to us;
to utilise and disclose the same for market research and statistical analysis and surveys with the aim of improving our products and services and product development;
to provide you with the information on our and third-party products and services which may be of interest to you;
to compare information/data for accuracy of our record, and to verify the same with third parties;
to utilise the same for research, design and improvement of our products and services, operational and business processes;
xv. to support our business, financial and risk monitoring, planning and decision making;
to handle complaints and queries;
to utilise and disclose the same for audit, compliance and risk management;
to transfer or assign our rights and duties under any governing terms and conditions between us and yourself;
to utilise the same for our outsourcing of business and back room operations;
to utilise and disclose the same for security reasons;
to transfer your Personal Data to foreign jurisdictions to enable any cross-border transactions, for the performance of a contract, for the purposes of legal proceedings, upon written request from a foreign regulatory or government authority or body, to protect your vital interest or where it is in the public interest to do so; and/or
for any other purposes that is required or permitted by any law, regulation, order and/or guidelines.
3. Disclosure of Personal Data
Your Personal Data held by us shall be kept confidential at all times. However, in order to provide you with effective and continuous products and services subject to any laws, regulations and guidelines and for the Permitted Purpose, we may need to disclose your Personal Data to the following parties:
T@W’ agents, holding companies, subsidiaries, affiliates and associates;
professional advisers, contractors, service providers, debt collection agencies and our other agents with whom we have contractual agreements for some of our functions and services;
credit bureau, credit reporting agencies, credit reference agencies, rating agencies, insurers and/or insurance brokers;
financial service providers in relation to the products and services that you have with us;
any actual or potential participants or assignee or transferee of our rights and/or obligations under any transaction between us and you;
any guarantor or security provider for the products and/or services granted by us to you;
any authorities or regulators, including foreign regulators for the performance of their functions, or any party as required by any law or any government, quasi-government, administrative, court or tribunal;
strategic/business partners with whom we have a relationship with for specific products and services;
any person connected to the enforcement or preservation of any of our rights under your agreements with us; and/or
any party authorised and/or consented by you.